State Licenses and Disclosures

Sparrow Labs, Inc. (“we” or “us”) is a Delaware corporation with its principal place of business located at 169 Madison Ave #2313, New York, NY 10016. We provide information and tools related to loans accessible online at www.sparrowfi.com (the “Site”).

Sparrow Labs, Inc. NMLS #2490406 NMLS Consumer Access

Loan pricing data, rates, and fees are provided by third-party lenders (“Providers”).

Please review our Terms of Service and Privacy Policy for additional information as these documents govern your use of the Site. These documents describe how your information will be used and shared, and include other important provisions.

Sparrow Labs, Inc. currently conducts business in the following states:

North Dakota

Sparrow Labs Inc., 169 Madison Ave, 2313, New York, NY 10016

Money Broker License #MB104792

NOTICE: MONEY BROKERS ARE LICENSED AND REGULATED BY THE DEPARTMENT OF BANKING AND FINANCIAL INSTITUTIONS, 2000 SCHAFER STREET, SUITE G, BISMARCK, NORTH DAKOTA 58501-1204. THE DEPARTMENT OF BANKING AND FINANCIAL INSTITUTIONS HAS NOT PASSED ON THE MERITS OF THE CONTRACT AND LICENSING DOES NOT CONSTITUTE AN APPROVAL OF THE TERMS OR OF THE BROKER’S ABILITY TO ARRANGE ANY LOAN. COMPLAINTS REGARDING THE SERVICES OF MONEY BROKERS SHOULD BE DIRECTED TO THE DEPARTMENT OF BANKING AND FINANCIAL INSTITUTIONS.

Oregon

Sparrow Labs Inc., 169 Madison Ave, 2313, New York, NY 10016

Oregon Consumer Finance License #2490406

Pennsylvania

Sparrow Labs Inc., 169 Madison Ave, 2313, New York, NY 10016

Credit Services Loan Broker #101055

Rhode Island

Sparrow Labs Inc., 169 Madison Ave, 2313, New York, NY 10016

Loan Broker License #20244712LB

Tennessee

Sparrow Labs Inc., 169 Madison Ave, 2313, New York, NY 10016

Industrial Loan and Thrift Company Registration #2490406

Vermont

Sparrow Labs Inc., 169 Madison Ave, 2313, New York, NY 10016

Loan Solicitation License #LSO-2490406

THIS IS A LOAN SOLICITATION ONLY. SPARROW IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. (Added 2017, No. 22, § 25.)

Wisconsin

Sparrow Labs Inc., 169 Madison Ave, 2313, New York, NY 10016

Consumer Act Registration #53789

Additional Information

Sparrow Labs Inc. does not act as a lender or credit provider. Sparrow Labs Inc. will forward your loan request to participating Providers and one or more Providers may provide you with their loan product offers. Sparrow Labs Inc. does not have relationships with all Providers in the market and cannot guarantee the lowest price or best terms available in the market.

Sparrow Labs Inc. receives fees from participating Providers and may be paid for services performed or provided by us to the Provider.

If you have any questions or concerns about our State Licenses and Disclosures, please email us at support@sparrowfi.com.